Tuesday, May 27, 2014
Send Me Three Estimates
I know, I know, it's all being done for patient safety, but there is a lot of redundancy in the system. And every person in that repetitive process has to be paid. Well, we did our part. Last week the statements arrived. One from the hospital for use of their facility, the other from the doctor for 15 minutes of his skill. The hospital wanted a little over $5,600 and the doctor about $2,800. Because we have insurance we didn't pay those amounts. Actually, nobody paid those amounts. The hospital accepts a discounted amount that has been negotiated with the insurance company and then we pay the balance out of pocket.
What stumps me is why the cost of such a low level procedure is so high and why they bill amounts they know they are not going to collect? Why make it all so confusing for the consumer? Better yet, why not make it competitive? Why couldn't we shop this procedure around, somewhat like how you might get multiple estimates for body repair on your car? I'm sure any number of surgeons in a city this size could have done this job. How about submitting written estimates and low bid gets the business.
Would I entrust Mrs. Grumpy's health care to the low bidder? You betcha.